Testimonials

Best Rates and the best Loan Experience I have ever had.

I have had the pleasure of working with Jason Smith from Live Oak Mortgage. He did an amazing job at answering all of my questions and getting all of my paperwork processed in a speedy fashion. He also did everything in his power to help me get the lowest intrest rate possible. He has a great personality and really cares about his customers. His patience and attention to detail is truly unmatched. If your looking for help financing your next property don't hesitate to contact Jason at Live Oak Mortgage. You'll be happy that you did!

Josh and the team did an outstanding job from start to finish. Would HIGHLY recommend Live Oak Mortgage.

Incredibly fast turnaround, very helpful, and the best deal for me!

I was searching for someone to help me with a refi!! Jason surely came through. After speaking to many people he was the chosen one. His personality is what drew me to him above others. He made the process easy although at times I was impatient with the process. He got it done and I can now breathe easier. Many thanks Jason

It was such a pleasure working with Live Oak Mortgage! They were competitive with what our builders were offering and made it easy and quick!

Josh was really good to work with. Would definitely recommend him.

I've been working with Joshua, Amber, and the Live Oak group for a while now. I've seen them work miracles with customers and get people into homes when no one else could. I would use them time and time again. Great people who know what they are doing and treat their customers right!

Mark was great! He made the process of buying a home easy. He was great to work with and very friendly, too!

Working with Josh Speer to secure a mortgage loan was a great experience. He was very helpful and went above and beyond after hours to answer my questions and guide me through the process. I highly recommend him to anyone in need of a new mortgage!

My mortgage handler, Mark, was always available, helpful, explained the details of my loan, processed the paperwork very efficiently, and most important was very easy to work with. I highly recommend Mark DeChance and Live Oak Mortgage.

Top-rated mortgage company! Chad Jacobi went overboard to help facilitate our loan process from start to finish. I strongly recommend LiveOak Mortgage Company for those looking to buy or refinance your home.

Mark went above and beyond to help us. I would recommend going to him if you are looking to buy a home. Thanks, Mark!

Mark did a phenomenal job handling my loan and closing my new home. He was always available to answer my questions and gave me peace of mind throughout the process! Highly recommend!

Working with Live Oak Mortgage has been a pleasure. Mark was super helpful and made the process a breeze. Thank you!

The team at Live Oak Mortgage was super helpful and communicative with the loan for an investment property! We got the lowest interest rate of all the competitors without compromising. Even though they do this all the time, as a first-time investor, they took the time to answer our questions thoroughly and made us feel supported through the whole process.

Josh got us approved in less than one business day and knew the business backwards and forwards. Highly, highly recommend.

Working with Joshua was completely stress-free. He answered any questions we had quickly and made the loan process easy and straightforward. Highly recommend working with Live Oak Mortgage.

We were very fortunate to work with Mark DeChance. He is extremely knowledgeable and worked closely with us to achieve positive results and a very smooth process. He always returned calls promptly and was very thorough. I would recommend Mark for all your mortgage needs. A true professional.

Mark was excellent to work with and made my Home Buying experience a smooth transaction. Thanks, Mark

Very professional and helpful and very transparent with the whole loan process. I recommend Live Oak Mortgage for anyone looking for a loan officer. Chad is the man!

Mark was excellent at getting my loan approved and ready within only 3 days. I was going to pay cash for my new home but with market change my investments advised to loan out the house and let the money recover over time. Mark got me approved fast so I could close on time and with no issues. His input on the market and what was needed was very helpful as he guided me through the whole process step-by-step. I can’t thank Live Oak mortgage and Mark enough for your support and fast work on the approval.

This was my first home buying experience and Josh and Amber at live oak mortgage have made the experience extremely easy and pleasant. They have always answered all of my questions helped clear up any confusion on my end that I might have had, they were extremely helpful and thorough. Overall the experience has been excellent and I highly recommend anyone looking to buy a house to use live oak mortgage

Josh is helpful and patient through all the necessary steps.

My experience was great Josh was very informative and helpful and he was patient when I would get anxious. But in the end he did the job, and it was as painless as applying for a mortgage can be. Would recommended him and Live Oaks.

Mark was amazing. We had to switch lenders two weeks into a contract and he was able to get everything done in record time. Highly recommend!

Absolute pleasure working with Josh. He was very attentive and got me the best rate in town! Highly recommend giving him a call if you are looking for quality service!

Chad has gone above and beyond in helping us secure our first home! As a first time home buyer, there are SO many things to learn. He does a great job at breaking things down so it's easy to understand. Live Oak has a great software management system to help keep up with important documents and keep you on task as well. I would highly recommend Chad and the team at Live Oak to help you!

Josh was an exceptional to work with. His dedication and hard work were truly impressive. Josh's communication skills were top-notch, and he consistently delivered prompt responses. He made the entire mortgage process a breeze for my clients, and I couldn't be happier with the experience. I would rate my experience with Josh and the company a perfect 10 out of 10. Highly recommended!

Working with Josh has been such an amazing experience. We had so hiccups a few days before closing but it was nothing Josh couldn’t handle. He solved everything and we closed on time. His professional is unmatched. I will definitely recommend and hope to be able to work with him again.

Josh was attentive and kept us in the loop at every step. He was a major reason we decided to choose Live Oak over other mortgage providers!

Joshua was so helpful, patient with all of my questions, and maybe best of all - not pushy when I was first looking for a lender.

Josh at Live Oak Mortgage is the best there was, the best there is and the best there ever will be! He gets it done and gets it done quickly and efficiently!

I’m was a first time homebuyer when Live Oak gave me the opportunity to buy my home. They were very informative and professional and got me what I wanted. It was good doing business with Live Oak Mortgages.

Josh Speer is an MLO to be reckoned with! He is a no-nonsense straight shooter who aggressively and quickly locates great loan products for his clients. He is well versed in multiple types of loans (2nd home, investment property, VA, FHA, DSCR, etc). As an up and coming real estate investor, his knowledge and expertise were of great help to us. I learned a lot from Josh. He and his team are valuable assets to casual and advanced investors alike. Anyone looking to purchase a home whether it's to add to you portfolio or to simply purchase your primary home, you are going to want Josh and his team in your corner!

Best experience we’ve had purchasing a home. Highly recommend.

Mark worked with me through the “entire” process as I weighed my options on refinancing or selling my home. I appreciate his professionalism and dedication in working this deal out for my family. I plan to work with him in the near future as I move towards purchasing investment properties. This was a positive experience for me.

Mark helped us and all I can say is JUST CALL HIM!!! 5 Star Experience 100%! Best Rates and Best Service!! I can probably list 50 good things about him but at the top is that he is available, he is a problem solver, if he doesn't know the answer he will find it, and he will get your loan closed!! He also shops for the best deals for you. They offer lots of different programs so he tries his best to get you a great loan that fits your needs!!

Josh Speer and his team at Live Oak Mortgage helped me through every step purchasing my first home! If anyone needs any help with the loan process in purchasing a home I 100% recommend Josh Speer at Live Oak Mortgage to assist you in the process!!

The staff is great and they make the process of buying a home so easy and stress free. I highly recommend using this company to purchase your dream home

Josh (Live Oak) was very pleasurable to work with. He was very transparent with the information and definitely did the best he could do for me. Response time was fast and reliable and quick. Will definitely recommend to others. Works to please the clients. Great job! Thank you,

Josh Speer and Live Oak Mortgage were both professional and personable through our first time buying a home. The process was extremely tedious, but with his guidance and diligence, it went well! Josh was available pretty much all the time and answered every question we had. Whether you’re a seasoned home buyer or looking to buy your first, I can’t say enough about Live Oak Mortgage and the dedication shown to making it an adventure worth taking! I would recommend Josh to anyone! Many thanks and much appreciation for his services!

Mark DeChance was the Loan Officer who helped and guided us through a home loan process. He was always available, polite and did not pressure us and always did everything he said he would. Mark kept us informed about what we needed to do to expedite the loan. Mark demonstrated a desire to help us & made us feel at ease. We also closed on the projected time line that he quoted. Our closing was easy & efficient. It is not often that one is completely satisfied with a company from start to finish. We highly recommend Mark to help a person purchase or refinance a Home.

Great Company!

Josh and Like Oak Mortgage were exceptional throughout my entire process of securing a home equity line of credit. Josh was prompt and answered every question I had. He is extremely knowledgeable and a pleasure to work. Thanks again Josh for your assistance. I would definitely recommend Josh and Live Oak Mortgage to anyone looking to refinance, or simply looking for an equity line of credit. You will not be disappointed!

The team at Live Oak was fantastic. From the first conversation all the way through closing Josh took care of everything. It was a great buying experience for sure. If you’re looking for a proven lender give them a call.

Josh was amazing and went over and above to help us during the loan process! We had many moving parts and with each obstacle he never gave up but helped find a solution! I would recommend him to anyone!!

Working with Joshua Speer has been an absolute pleasure! Top notch, speedy response with request, and super friendly! Would definitely recommend them to anyone looking for financing a new purchase or refinancing a current home loan!

Josh took time out of his evening to explain options and best plan for me. Very personable, personalized service.

Mark was great with getting my heloc done!

Josh was on top of what we needed and walked us thru the whole process would recommend Live Oak Mortgage to anyone

Helped every step of the way make the process easy and stress free.

Josh was very helpful and thorough with the process.

Josh is an amazing Mortgage expert. He helped me secure an awesome loan, with a great rate. He spent time with me explaining all the different options and helped choose the best one. He went out of his way to help with insurance and other items. I'm super impressed with the level of professionalism and helpfulness. Beyond grateful for Josh and Live Oak Mortgage.

If you are a veteran or know a veteran and you or they are looking for a awesome Home Mortgage team that works in your best interest CALL Mr Speer they will take care of you.

The process of our refinance with Live Oak Mortgage was excellent. From beginning to end, everything was done in an efficient and professional manner. Follow up was terrific and any questions or concerns we had were resolved quickly. I would recommend them to anyone looking at a refinance or new mortgage.

5 star hands down! Josh was amazing to work with…he was prompt and timely! With us living 4 hrs away he definitely had the tools in place to help things run more smoothly. He went above and beyond his job title to make sure it was a easy transition and I’m so grateful!! Will definitely end using him for further investments in the future!

I have used Josh to help me with financing on 2 homes that I have purchased and with a Refinance. Definitely recommend him to anyone looking to purchase or refinance.

Josh Helped me Purchase my first home and a couple years later assisted me with refinancing down to a shorter term. He does just a fantastic job.

I used Josh Speer to Refinance my Condo. He took the time to go over all my options with me and the whole process was very simple. I tell everyone to call Josh.

If you are looking for a mortgage company you can trust, one who will provide professional, prompt and personal service, please contact Live Oak Mortgage. The best customer service I have ever received, and all needs were met in a timely manner. I highly recommend this company.