More Happy Homeowners

See what our clients are saying.

BK
Brad Koenig
2 months ago

Jason was a great help. I have purchased several homes over the years and Jason Smith was on top of everything, which previously, was always an issue when trying to get answers to mortgage problems or updates to the progress of my loan. If I had any questions, he was there to help 7 days a week. I highly recommend using Jason Smith for your Mortgage needs. You will not be sorry.

BK
Brad Koenig
2 months ago

Jason was a great help. I have purchased several homes over the years and Jason Smith was on top of everything, which previously, was always an issue when trying to get answers to mortgage problems or updates to the progress of my loan. If I had any questions, he was there to help 7 days a week. I highly recommend using Jason Smith for your Mortgage needs. You will not be sorry.

VJ
Valerie J
Florida
7 months ago

I have had the pleasure of working with Jason Smith from Live Oak Mortgage. He did an amazing job at answering all of my questions and getting all of my paperwork processed in a speedy fashion. He also did everything in his power to help me get the lowest intrest rate possible. He has a great personality and really cares about his customers. His patience and attention to detail is truly unmatched. If your looking for help financing your next property don't hesitate to contact Jason at Live Oak Mortgage. You'll be happy that you did!

JS
John S
Florida
7 months ago

Josh and the team did an outstanding job from start to finish. Would HIGHLY recommend Live Oak Mortgage.

JS
John S
Florida
7 months ago

Josh and the team did an outstanding job from start to finish. Would HIGHLY recommend Live Oak Mortgage.

CR
Catherine R
Colorado
7 months ago

Incredibly fast turnaround, very helpful, and the best deal for me!

KC
Kendall C
Alabama
7 months ago

Best Rates and the best Loan Experience I have ever had.

CR
Catherine R
Colorado
7 months ago

Incredibly fast turnaround, very helpful, and the best deal for me!

KC
Kendall C
Alabama
7 months ago

Best Rates and the best Loan Experience I have ever had.

KM
Kelly M
Macclenny, FL
8 months ago

I was searching for someone to help me with a refi!! Jason surely came through. After speaking to many people he was the chosen one. His personality is what drew me to him above others. He made the process easy although at times I was impatient with the process. He got it done and I can now breathe easier. Many thanks Jason

JS
Jacque S.
Alabama
8 months ago

It was such a pleasure working with Live Oak Mortgage! They were competitive with what our builders were offering and made it easy and quick!

JS
Jacque S.
Alabama
8 months ago

It was such a pleasure working with Live Oak Mortgage! They were competitive with what our builders were offering and made it easy and quick!

BB
Brian B
Mobile, AL
8 months ago

I've been working with Joshua, Amber, and the Live Oak group for a while now. I've seen them work miracles with customers and get people into homes when no one else could. I would use them time and time again. Great people who know what they are doing and treat their customers right!

BB
Brian B
Mobile, AL
8 months ago

I've been working with Joshua, Amber, and the Live Oak group for a while now. I've seen them work miracles with customers and get people into homes when no one else could. I would use them time and time again. Great people who know what they are doing and treat their customers right!

KH
Kelly H
Opelika, AL
8 months ago

Josh was really good to work with. Would definitely recommend him.

KH
Kelly H
Opelika, AL
8 months ago

Josh was really good to work with. Would definitely recommend him.

MG
Melody G.
Daphne, AL
8 months ago

Mark was great! He made the process of buying a home easy. He was great to work with and very friendly, too!

KC
Kelley C
Foley, AL
9 months ago

Working with Josh Speer to secure a mortgage loan was a great experience. He was very helpful and went above and beyond after hours to answer my questions and guide me through the process. I highly recommend him to anyone in need of a new mortgage!

KC
Kelley C
Foley, AL
9 months ago

Working with Josh Speer to secure a mortgage loan was a great experience. He was very helpful and went above and beyond after hours to answer my questions and guide me through the process. I highly recommend him to anyone in need of a new mortgage!

JB
Jeri B
Orange Park, FL
9 months ago

My mortgage handler, Mark, was always available, helpful, explained the details of my loan, processed the paperwork very efficiently, and most important was very easy to work with. I highly recommend Mark DeChance and Live Oak Mortgage.

BD
Beverly D
9 months ago

Top-rated mortgage company! Chad Jacobi went overboard to help facilitate our loan process from start to finish. I strongly recommend LiveOak Mortgage Company for those looking to buy or refinance your home.

LC
Laquitta C
Dothan, AL
9 months ago

Mark went above and beyond to help us. I would recommend going to him if you are looking to buy a home. Thanks, Mark!

JA
Judith A
Alabama
10 months ago

We were very fortunate to work with Mark DeChance. He is extremely knowledgeable and worked closely with us to achieve positive results and a very smooth process. He always returned calls promptly and was very thorough. I would recommend Mark for all your mortgage needs. A true professional.

EC
Evan C.
Alabama
10 months ago

Working with Joshua was completely stress-free. He answered any questions we had quickly and made the loan process easy and straightforward. Highly recommend working with Live Oak Mortgage.

CV
Craig V
Colorado
10 months ago

Mark was excellent to work with and made my Home Buying experience a smooth transaction. Thanks, Mark

EC
Evan C.
Alabama
10 months ago

Working with Joshua was completely stress-free. He answered any questions we had quickly and made the loan process easy and straightforward. Highly recommend working with Live Oak Mortgage.

MU
Mark U.
Alabama
10 months ago

Josh got us approved in less than one business day and knew the business backwards and forwards. Highly, highly recommend.

MU
Mark U.
Alabama
10 months ago

Josh got us approved in less than one business day and knew the business backwards and forwards. Highly, highly recommend.

M
Mason
Alabama
10 months ago

The team at Live Oak Mortgage was super helpful and communicative with the loan for an investment property! We got the lowest interest rate of all the competitors without compromising. Even though they do this all the time, as a first-time investor, they took the time to answer our questions thoroughly and made us feel supported through the whole process.

M
Mason
Alabama
10 months ago

The team at Live Oak Mortgage was super helpful and communicative with the loan for an investment property! We got the lowest interest rate of all the competitors without compromising. Even though they do this all the time, as a first-time investor, they took the time to answer our questions thoroughly and made us feel supported through the whole process.

RR
Rob R
Florida
10 months ago

Mark did a phenomenal job handling my loan and closing my new home. He was always available to answer my questions and gave me peace of mind throughout the process! Highly recommend!

PT
Precise T
Alabama
10 months ago

Working with Live Oak Mortgage has been a pleasure. Mark was super helpful and made the process a breeze. Thank you!

M
Mark
Alabama
11 months ago

This was my first home buying experience and Josh and Amber at live oak mortgage have made the experience extremely easy and pleasant. They have always answered all of my questions helped clear up any confusion on my end that I might have had, they were extremely helpful and thorough. Overall the experience has been excellent and I highly recommend anyone looking to buy a house to use live oak mortgage

M
Mark
Alabama
11 months ago

This was my first home buying experience and Josh and Amber at live oak mortgage have made the experience extremely easy and pleasant. They have always answered all of my questions helped clear up any confusion on my end that I might have had, they were extremely helpful and thorough. Overall the experience has been excellent and I highly recommend anyone looking to buy a house to use live oak mortgage

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Susie
Colorado
11 months ago

Josh is helpful and patient through all the necessary steps.

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Susie
Colorado
11 months ago

Josh is helpful and patient through all the necessary steps.

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Perry
Alabama
1 year ago

Mark was excellent at getting my loan approved and ready within only 3 days. I was going to pay cash for my new home but with market change my investments advised to loan out the house and let the money recover over time. Mark got me approved fast so I could close on time and with no issues. His input on the market and what was needed was very helpful as he guided me through the whole process step-by-step. I can’t thank Live Oak mortgage and Mark enough for your support and fast work on the approval.

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Blake
Alabama
1 year ago

Very professional and helpful and very transparent with the whole loan process. I recommend Live Oak Mortgage for anyone looking for a loan officer. Chad is the man!

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Brenda
Alabama
1 year ago

Mark was amazing. We had to switch lenders two weeks into a contract and he was able to get everything done in record time. Highly recommend!

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Bobby
Pensacola, FL
1 year ago

Absolute pleasure working with Josh. He was very attentive and got me the best rate in town! Highly recommend giving him a call if you are looking for quality service!

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Bobby
Pensacola, FL
1 year ago

Absolute pleasure working with Josh. He was very attentive and got me the best rate in town! Highly recommend giving him a call if you are looking for quality service!

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Cherryl
1 year ago

If you are looking for a mortgage company you can trust, one who will provide professional, prompt and personal service, please contact Live Oak Mortgage. The best customer service I have ever received, and all needs were met in a timely manner. I highly recommend this company.

C
Cherryl
1 year ago

If you are looking for a mortgage company you can trust, one who will provide professional, prompt and personal service, please contact Live Oak Mortgage. The best customer service I have ever received, and all needs were met in a timely manner. I highly recommend this company.

D
Denise
Daphne, AL
1 year ago

My experience was great Josh was very informative and helpful and he was patient when I would get anxious. But in the end he did the job, and it was as painless as applying for a mortgage can be. Would recommended him and Live Oaks.

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Denise
Daphne, AL
1 year ago

My experience was great Josh was very informative and helpful and he was patient when I would get anxious. But in the end he did the job, and it was as painless as applying for a mortgage can be. Would recommended him and Live Oaks.

CA
Chris A.
Alabama
1 year ago

Josh was an exceptional to work with. His dedication and hard work were truly impressive. Josh's communication skills were top-notch, and he consistently delivered prompt responses. He made the entire mortgage process a breeze for my clients, and I couldn't be happier with the experience. I would rate my experience with Josh and the company a perfect 10 out of 10. Highly recommended!

CA
Chris A.
Alabama
1 year ago

Josh was an exceptional to work with. His dedication and hard work were truly impressive. Josh's communication skills were top-notch, and he consistently delivered prompt responses. He made the entire mortgage process a breeze for my clients, and I couldn't be happier with the experience. I would rate my experience with Josh and the company a perfect 10 out of 10. Highly recommended!

MM
Mary M.
Alabama
1 year ago

Chad has gone above and beyond in helping us secure our first home! As a first time home buyer, there are SO many things to learn. He does a great job at breaking things down so it's easy to understand. Live Oak has a great software management system to help keep up with important documents and keep you on task as well. I would highly recommend Chad and the team at Live Oak to help you!

KK
Kristin K
Alabama
1 year ago

Mark helped us and all I can say is JUST CALL HIM!!! 5 Star Experience 100%! Best Rates and Best Service!! I can probably list 50 good things about him but at the top is that he is available, he is a problem solver, if he doesn't know the answer he will find it, and he will get your loan closed!! He also shops for the best deals for you. They offer lots of different programs so he tries his best to get you a great loan that fits your needs!!

CT
Clifford T.
Florida
1 year ago

Mark worked with me through the “entire” process as I weighed my options on refinancing or selling my home. I appreciate his professionalism and dedication in working this deal out for my family. I plan to work with him in the near future as I move towards purchasing investment properties. This was a positive experience for me.

JB
Jack B.
Alabama
1 year ago

Best experience we’ve had purchasing a home. Highly recommend.

JB
Jack B.
Alabama
1 year ago

Best experience we’ve had purchasing a home. Highly recommend.

VC
Vic C.
Florida
1 year ago

Josh Speer is an MLO to be reckoned with! He is a no-nonsense straight shooter who aggressively and quickly locates great loan products for his clients. He is well versed in multiple types of loans (2nd home, investment property, VA, FHA, DSCR, etc). As an up and coming real estate investor, his knowledge and expertise were of great help to us. I learned a lot from Josh. He and his team are valuable assets to casual and advanced investors alike. Anyone looking to purchase a home whether it's to add to you portfolio or to simply purchase your primary home, you are going to want Josh and his team in your corner!

VC
Vic C.
Florida
1 year ago

Josh Speer is an MLO to be reckoned with! He is a no-nonsense straight shooter who aggressively and quickly locates great loan products for his clients. He is well versed in multiple types of loans (2nd home, investment property, VA, FHA, DSCR, etc). As an up and coming real estate investor, his knowledge and expertise were of great help to us. I learned a lot from Josh. He and his team are valuable assets to casual and advanced investors alike. Anyone looking to purchase a home whether it's to add to you portfolio or to simply purchase your primary home, you are going to want Josh and his team in your corner!

JG
James G
Alabama
1 year ago

I’m was a first time homebuyer when Live Oak gave me the opportunity to buy my home. They were very informative and professional and got me what I wanted. It was good doing business with Live Oak Mortgages.

JG
James G
Alabama
1 year ago

I’m was a first time homebuyer when Live Oak gave me the opportunity to buy my home. They were very informative and professional and got me what I wanted. It was good doing business with Live Oak Mortgages.

SC
Scott C.
Alabama
1 year ago

Josh at Live Oak Mortgage is the best there was, the best there is and the best there ever will be! He gets it done and gets it done quickly and efficiently!

SC
Scott C.
Alabama
1 year ago

Josh at Live Oak Mortgage is the best there was, the best there is and the best there ever will be! He gets it done and gets it done quickly and efficiently!

JS
Jordan S.
Florida
1 year ago

Joshua was so helpful, patient with all of my questions, and maybe best of all - not pushy when I was first looking for a lender.

JS
Jordan S.
Florida
1 year ago

Joshua was so helpful, patient with all of my questions, and maybe best of all - not pushy when I was first looking for a lender.

JA
Jim and Angie H.
Alabama
1 year ago

Josh was attentive and kept us in the loop at every step. He was a major reason we decided to choose Live Oak over other mortgage providers!

JA
Jim and Angie H.
Alabama
1 year ago

Josh was attentive and kept us in the loop at every step. He was a major reason we decided to choose Live Oak over other mortgage providers!

KM
Kathryn M
Alabama
1 year ago

Working with Josh has been such an amazing experience. We had so hiccups a few days before closing but it was nothing Josh couldn’t handle. He solved everything and we closed on time. His professional is unmatched. I will definitely recommend and hope to be able to work with him again.

KM
Kathryn M
Alabama
1 year ago

Working with Josh has been such an amazing experience. We had so hiccups a few days before closing but it was nothing Josh couldn’t handle. He solved everything and we closed on time. His professional is unmatched. I will definitely recommend and hope to be able to work with him again.

Matt M.
Matt M.
Dothan, AL
1 year ago

As an agent, working with Mark was a breeze, plus he got my client the lowest rate I've seen lately. Great communication and fast closings. I'll be sending clients his way going forward.

SR
Stuart R
McCalla, AL
1 year ago

Great Company!

Thomas G
Thomas G
Dothan, AL
1 year ago

Mark was amazing He Walked me through the Process and Kept me Free from Stress!

SR
Stuart R
McCalla, AL
1 year ago

Great Company!

ML
Mickey L.
Ruskin, FL
1 year ago

Josh and Like Oak Mortgage were exceptional throughout my entire process of securing a home equity line of credit. Josh was prompt and answered every question I had. He is extremely knowledgeable and a pleasure to work. Thanks again Josh for your assistance. I would definitely recommend Josh and Live Oak Mortgage to anyone looking to refinance, or simply looking for an equity line of credit. You will not be disappointed!

ML
Mickey L.
Ruskin, FL
1 year ago

Josh and Like Oak Mortgage were exceptional throughout my entire process of securing a home equity line of credit. Josh was prompt and answered every question I had. He is extremely knowledgeable and a pleasure to work. Thanks again Josh for your assistance. I would definitely recommend Josh and Live Oak Mortgage to anyone looking to refinance, or simply looking for an equity line of credit. You will not be disappointed!

BL
Barbara L.
Florida
1 year ago

Mark DeChance was the Loan Officer who helped and guided us through a home loan process. He was always available, polite and did not pressure us and always did everything he said he would. Mark kept us informed about what we needed to do to expedite the loan. Mark demonstrated a desire to help us & made us feel at ease. We also closed on the projected time line that he quoted. Our closing was easy & efficient. It is not often that one is completely satisfied with a company from start to finish. We highly recommend Mark to help a person purchase or refinance a Home.

JF
Jason F
Robertsdale, AL
1 year ago

Josh Speer and Live Oak Mortgage were both professional and personable through our first time buying a home. The process was extremely tedious, but with his guidance and diligence, it went well! Josh was available pretty much all the time and answered every question we had. Whether you’re a seasoned home buyer or looking to buy your first, I can’t say enough about Live Oak Mortgage and the dedication shown to making it an adventure worth taking! I would recommend Josh to anyone! Many thanks and much appreciation for his services!

JF
Jason F
Robertsdale, AL
1 year ago

Josh Speer and Live Oak Mortgage were both professional and personable through our first time buying a home. The process was extremely tedious, but with his guidance and diligence, it went well! Josh was available pretty much all the time and answered every question we had. Whether you’re a seasoned home buyer or looking to buy your first, I can’t say enough about Live Oak Mortgage and the dedication shown to making it an adventure worth taking! I would recommend Josh to anyone! Many thanks and much appreciation for his services!

EG
Esther G.
Florida
1 year ago

Josh (Live Oak) was very pleasurable to work with. He was very transparent with the information and definitely did the best he could do for me. Response time was fast and reliable and quick. Will definitely recommend to others. Works to please the clients. Great job! Thank you,

EG
Esther G.
Florida
1 year ago

Josh (Live Oak) was very pleasurable to work with. He was very transparent with the information and definitely did the best he could do for me. Response time was fast and reliable and quick. Will definitely recommend to others. Works to please the clients. Great job! Thank you,

JD
Jordan D
Robertsdale, AL
1 year ago

The staff is great and they make the process of buying a home so easy and stress free. I highly recommend using this company to purchase your dream home

JD
Jordan D
Robertsdale, AL
1 year ago

The staff is great and they make the process of buying a home so easy and stress free. I highly recommend using this company to purchase your dream home

JR
Jake R.
Robertsdale, AL
1 year ago

Josh Speer and his team at Live Oak Mortgage helped me through every step purchasing my first home! If anyone needs any help with the loan process in purchasing a home I 100% recommend Josh Speer at Live Oak Mortgage to assist you in the process!!

JR
Jake R.
Robertsdale, AL
1 year ago

Josh Speer and his team at Live Oak Mortgage helped me through every step purchasing my first home! If anyone needs any help with the loan process in purchasing a home I 100% recommend Josh Speer at Live Oak Mortgage to assist you in the process!!

SM
Sandy M
Alabama
1 year ago

Working with Joshua Speer has been an absolute pleasure! Top notch, speedy response with request, and super friendly! Would definitely recommend them to anyone looking for financing a new purchase or refinancing a current home loan!

SM
Sandy M
Alabama
1 year ago

Working with Joshua Speer has been an absolute pleasure! Top notch, speedy response with request, and super friendly! Would definitely recommend them to anyone looking for financing a new purchase or refinancing a current home loan!

LF
Loisann F.
Alabama
1 year ago

Josh was on top of what we needed and walked us thru the whole process would recommend Live Oak Mortgage to anyone

LF
Loisann F.
Alabama
1 year ago

Josh was on top of what we needed and walked us thru the whole process would recommend Live Oak Mortgage to anyone

TC
Toni C.
Alabama
1 year ago

Josh took time out of his evening to explain options and best plan for me. Very personable, personalized service.

TC
Toni C.
Alabama
1 year ago

Josh took time out of his evening to explain options and best plan for me. Very personable, personalized service.

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Hayden
Alabama
1 year ago

Mark was great with getting my heloc done!

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Geoff
Alabama
1 year ago

Helped every step of the way make the process easy and stress free.

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Geoff
Alabama
1 year ago

Helped every step of the way make the process easy and stress free.

CW
Christie W
Alabama
1 year ago

Josh was amazing and went over and above to help us during the loan process! We had many moving parts and with each obstacle he never gave up but helped find a solution! I would recommend him to anyone!!

CW
Christie W
Alabama
1 year ago

Josh was amazing and went over and above to help us during the loan process! We had many moving parts and with each obstacle he never gave up but helped find a solution! I would recommend him to anyone!!

K
Kalen
Alabama
1 year ago

The team at Live Oak was fantastic. From the first conversation all the way through closing Josh took care of everything. It was a great buying experience for sure. If you’re looking for a proven lender give them a call.

K
Kalen
Alabama
1 year ago

The team at Live Oak was fantastic. From the first conversation all the way through closing Josh took care of everything. It was a great buying experience for sure. If you’re looking for a proven lender give them a call.

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Crystal
Alabama
1 year ago

Josh was very helpful and thorough with the process.

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Crystal
Alabama
1 year ago

Josh was very helpful and thorough with the process.

JH
Josh H.
Dauphin Island, AL
1 year ago

Josh is an amazing Mortgage expert. He helped me secure an awesome loan, with a great rate. He spent time with me explaining all the different options and helped choose the best one. He went out of his way to help with insurance and other items. I'm super impressed with the level of professionalism and helpfulness. Beyond grateful for Josh and Live Oak Mortgage.

JH
Josh H.
Dauphin Island, AL
1 year ago

Josh is an amazing Mortgage expert. He helped me secure an awesome loan, with a great rate. He spent time with me explaining all the different options and helped choose the best one. He went out of his way to help with insurance and other items. I'm super impressed with the level of professionalism and helpfulness. Beyond grateful for Josh and Live Oak Mortgage.

RW
Ronald W
Tuskegee, AL
1 year ago

If you are a veteran or know a veteran and you or they are looking for a awesome Home Mortgage team that works in your best interest CALL Mr Speer they will take care of you.

RW
Ronald W
Tuskegee, AL
1 year ago

If you are a veteran or know a veteran and you or they are looking for a awesome Home Mortgage team that works in your best interest CALL Mr Speer they will take care of you.

DH
Debra H.
Florida
1 year ago

The process of our refinance with Live Oak Mortgage was excellent. From beginning to end, everything was done in an efficient and professional manner. Follow up was terrific and any questions or concerns we had were resolved quickly. I would recommend them to anyone looking at a refinance or new mortgage.

DH
Debra H.
Florida
1 year ago

The process of our refinance with Live Oak Mortgage was excellent. From beginning to end, everything was done in an efficient and professional manner. Follow up was terrific and any questions or concerns we had were resolved quickly. I would recommend them to anyone looking at a refinance or new mortgage.

KB
Krissa B.
Alabama
1 year ago

5 star hands down! Josh was amazing to work with…he was prompt and timely! With us living 4 hrs away he definitely had the tools in place to help things run more smoothly. He went above and beyond his job title to make sure it was a easy transition and I’m so grateful!! Will definitely end using him for further investments in the future!

KB
Krissa B.
Alabama
1 year ago

5 star hands down! Josh was amazing to work with…he was prompt and timely! With us living 4 hrs away he definitely had the tools in place to help things run more smoothly. He went above and beyond his job title to make sure it was a easy transition and I’m so grateful!! Will definitely end using him for further investments in the future!

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Robert
2 years ago

Josh Helped me Purchase my first home and a couple years later assisted me with refinancing down to a shorter term. He does just a fantastic job.

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Cindy
2 years ago

I used Josh Speer to Refinance my Condo. He took the time to go over all my options with me and the whole process was very simple. I tell everyone to call Josh.

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Robert
2 years ago

Josh Helped me Purchase my first home and a couple years later assisted me with refinancing down to a shorter term. He does just a fantastic job.

J
James
2 years ago

I have used Josh to help me with financing on 2 homes that I have purchased and with a Refinance. Definitely recommend him to anyone looking to purchase or refinance.

C
Cindy
2 years ago

I used Josh Speer to Refinance my Condo. He took the time to go over all my options with me and the whole process was very simple. I tell everyone to call Josh.

J
James
2 years ago

I have used Josh to help me with financing on 2 homes that I have purchased and with a Refinance. Definitely recommend him to anyone looking to purchase or refinance.