The Live Oak Mortgage Difference
We have found that for us to always provide our borrowers with their BEST LOAN, we MUST ask them a series of short but very necessary questions. These questions, when put together with your Credit information, provides us with all the unique bits of information that goes into providing our borrowers with their MAX BENEFIT LOAN. This only takes a few minutes, because we already know the right questions to ask.
So, what questions do you have? Here are some common ones that most of us have. Let's get some of them answered now, so we can help provide you with your MAX BENEFIT pre-approval even Faster.
Great Question! Live Oak Mortgage has ZERO LENDER FEES. Your only closing cost would just be the cost of any 3rd party fees and or any discount points if you decided to obtain a lower rate than what was available. When I go over your pre-approval with you today, I will have the exact third-party fees that will be included with your loan. Normally, on a refinance, your closing cost and pre-paid items are included with your loan. On a Purchase, because we have NO LENDER FEES, this will reduce the amount of money needed at closing.
Absolutely!!!! If it is okay with you, I will ask a few questions so that I can provide you with your exact rate. We know you would just like to hear us say the rate. Believe me, if it were that easy, we would just say the rate but with a mortgage, there are many factors that go into the Final Approved Rate on any given loan. So, instead of us just telling you a Rate, with a bunch of fast-talking disclaimers connected to it, we would prefer to just provide you with your Exact Rate and Proposal that you qualify for.
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Josh is an amazing Mortgage expert. He helped me secure an awesome loan, with a great rate. He spent time with me explaining all the different options and helped choose the best one. He went out of his way to help with insurance and other items. I'm super impressed with the level of professionalism and helpfulness. Beyond grateful for Josh and Live Oak Mortgage.